A Merchant Account can help any business with accepting  all major credit cards, ATM/debit cards, reduce fraud and monitor their accounts conveniently online 24/7. Accepting credit, debit cards and checks help businesses increase their sales along with stimulating the customer's impulse buying.

• Accepting bankcards—such as MasterCard and Visa—encourages consumer purchasing and stimulates customer impulse buying, which can help you grow your business. Non cash purchase payments are an important option for both traditional and Internet businesses.
  In association with MasterCard and Visa, Cardservice is licensed to perform various duties on behalf of our member banks, including accepting merchant drafts, using agents and sales representatives to market our products and services, and providing outstanding customer service to merchants.
   ATM/debit cards provide merchants with an additional way to accept non cash payments from their customers and capture impulse purchases. ATM/debit cards stimulate buying and are particularly useful for customers who do not have credit cards and would otherwise have to pay by check or not purchase at all.
   Non cash payment options are a must for today’s businesses, and bankcards are the most popular cards for customer purchases.
  Ask about the Institutional Merchant Account programs available to Banks, Credit Unions and businesses.
  Information about the MasterCard and Visa rules and regulations are available in the Cardservice International Merchant Agreement.
   
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  TeleCheck is a check acceptance service that Cardservice offers through its alliance with TeleCheck Services. TeleCheck provides merchants with the largest, most sophisticated check guarantee system available today and stands behind the payment of any check it approves, which reduces risks to merchants and protects their businesses. 
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  Periodic Billing is the e-commerce solution to set up a recurring credit card charges, for example, a monthly subscription. The customer's credit card is automatically billed according to the specifications you set. You can specify that the customer's credit card be billed in daily, weekly, monthly, or yearly increments for a set number of  installments (or bills) or for an unlimited number of installments paid to your merchant account.  
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  Gift Cards programs are another product and profit center. Taking up less than three square inches of counter space and giving your business added exposure, credibility and sales.  
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  Merchant Rewards The Cardservice Merchant Club offers many value-added benefits to merchants who elect to join the club, including free point-of-sale supplies, as well as a program that extends equipment warranties and provides equipment replacements. In addition, CMC provides exclusive offers and promotions through our referral partnerships, and the Business Resource section on the CMC Web site offers tools and services to help merchants grow their businesses.  
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  Purchasing Cards More companies today control corporate purchases by placing purchasing cards in the hands of their employees. Increase customer loyalty and achieve preferred supplier status by offering processing capabilities specifically tailored to corporate needs. Purchasing card acceptance provides value-added service.
  Purchasing cards are an effective business-to-business (B2B) solution that help corporations reduce the administrative costs associated with authorizing, tracking, paying and reconciling small purchases, while maintaining control over their company's purchasing process.
  Merchants that accept purchasing cards and enjoy preferred vendor status attract the thousands of American businesses that process more than $300 billion of business-to-business purchasing transactions. Accepting purchasing cards allows you to capitalize on this growing B2B opportunity and encourage corporate customers to patronize your business.
  Cardservice offers three purchasing card payment solutions that enable suppliers to accept all major purchasing cards from their buyers. Merchant suppliers also benefit from Cardservice International's 24/7 customer support.  
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  Fraud Protection State-of-the-art online payment gateways, such as the LinkPoint® Secure Payment Gateway, enable merchants to process transactions securely over the Internet, which merchants need to access today's extensive global e-commerce marketplace. Secure  gateways and sophisticated encryption technology make credit card fraud increasingly difficult.
  Fraud-prevention services and features, such as Address Verification Service (AVS), help verify street numbers before the merchandise is shipped. CVC2 (MasterCard) and CVV2 (Visa) are new card verification and validation methods designed to minimize Internet and mail order/telephone order fraud. These methods allow greater security when merchants process transactions where the customer's credit card is not present, and they are some of the security measures available that can help you prevent fraudulent credit card purchases and save your business money. 
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  Loss Prevention Cardservice  addresses the key issues of both traditional and Internet merchants, including fraud, loss prevention and charge backs.
  The company's state-of-the-art security measures—including its LinkPoint Secure Payment Gateway, which uses encryption and Secure Sockets Layer (SSL) technology—protect all merchant and payment information.

E-mail:Chuck Taylor
800-948-6457

Chuck Taylor eCommerce Solutions Retail & Contractor Merchant Accounts Bank & Credit Union Merchant Accounts

450 N. Sam Houston Parkway   Suite 273 Houston, Texas  77060-3551 Tel.:  800-948-6457 Fax:  877-609-7766

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First Data Independent Sales is the leading eCommerce Merchant Account solution service provider building on a decade of excellence. Last year the company serviced over 161,000 merchants and processed over $12 billion in bank card volume. With an estimated bank referral program featuring over 100 financial institutions and an industry recognized partnership with First Data Corporation. Cardservice International service from the efficient establishment of a merchant account to technologically sophisticated terminals and secure payment gateways, demonstrates a firm commitment to provide the very best service in the credit card transaction processing industry today. Cardservice International provides the expertise and reliability to enable merchants to accept credit cards, ATM/debit cards and checks. Our highly trained, multilingual Customer Service Representatives offer merchants the highest standard of service equipped with advanced computerized technology, we are providing merchants with accurate information and can answer processing inquiries in 140 languages and dialects.

Services by Cardservice International.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners. The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, d/b/a First Data Independent Sales is a registered ISO/MSP for Wells Fargo Bank, NA, Walnut Creek, CA, an FDIC-insured bank. American Express® requires separate approval. The Eclipse terminal and its payment processing system are the subject of U.S. and International patents pending. VeriFone® is a registered trademark of VeriFone, a division of Hewlett-Packard Company. All other brand names and trademarks appearing in this specification sheet are the property of their respective holders.
FDIS Texas is an independent Agent Office for Cardservice International.

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