A Merchant Account
can help any business with accepting all major credit cards, ATM/debit cards, reduce fraud and monitor their accounts conveniently online
24/7. Accepting credit, debit cards and checks help businesses increase their sales
along with stimulating the customer's impulse buying.
Accepting bankcards—such as MasterCard and Visa—encourages consumer purchasing and
stimulates customer impulse buying, which can help you grow your business. Non cash purchase payments
are an important option for both traditional and Internet businesses.
In association with MasterCard and Visa, Cardservice is licensed to perform various
duties on behalf of our member banks, including accepting merchant drafts, using agents and sales
representatives to market our products and services, and providing outstanding customer service to
ATM/debit cards provide merchants with an additional way to accept non cash payments from their
customers and capture impulse purchases. ATM/debit cards stimulate buying and are particularly useful
for customers who do not have credit cards and would otherwise have to pay by check or not purchase
Non cash payment options are a must for today’s businesses, and bankcards are the most popular
cards for customer purchases.
Ask about the Institutional Merchant Account programs available to Banks, Credit Unions and businesses.
Information about the MasterCard and Visa rules and regulations are available in the Cardservice
International Merchant Agreement.
TeleCheck is a check acceptance service that Cardservice offers through its alliance with TeleCheck Services. TeleCheck provides merchants with the largest,
most sophisticated check guarantee system available today and stands behind the payment of any
check it approves, which reduces risks to merchants and protects their businesses.
Periodic Billing is the e-commerce
solution to set up a
recurring credit card charges, for example, a monthly subscription.
The customer's credit card is automatically billed according to the
specifications you set. You can specify that the customer's credit
card be billed in daily, weekly, monthly, or yearly increments for a
set number of installments (or bills) or for an unlimited
number of installments paid to your merchant account.
programs are another product and profit center. Taking up less than
three square inches of counter space and giving your business added exposure,
credibility and sales.
The Cardservice Merchant Club offers many value-added benefits to merchants who elect to join the
club, including free point-of-sale supplies, as well as a program that extends equipment warranties
and provides equipment replacements. In addition, CMC provides exclusive offers and promotions through
our referral partnerships, and the Business Resource section on the CMC Web site offers tools and
services to help merchants grow their businesses.
More companies today control corporate purchases by placing purchasing cards in the
hands of their employees. Increase customer loyalty and achieve preferred supplier status by offering
processing capabilities specifically tailored to corporate needs. Purchasing card acceptance
provides value-added service.
Purchasing cards are an effective business-to-business (B2B) solution that help corporations reduce
the administrative costs associated with authorizing, tracking, paying and reconciling small purchases,
while maintaining control over their company's purchasing process.
Merchants that accept purchasing cards and enjoy preferred vendor status attract the thousands of
American businesses that process more than $300 billion of business-to-business purchasing
transactions. Accepting purchasing cards allows you to capitalize on this growing B2B opportunity
and encourage corporate customers to patronize your business.
Cardservice offers three purchasing card payment solutions that enable suppliers to
accept all major purchasing cards from their buyers. Merchant suppliers also benefit from Cardservice
International's 24/7 customer support.
Fraud Protection State-of-the-art online payment gateways, such as the LinkPoint® Secure Payment
Gateway, enable merchants to process transactions securely over the Internet, which merchants need to
access today's extensive global e-commerce marketplace. Secure gateways and
sophisticated encryption technology make credit card fraud increasingly difficult.
Fraud-prevention services and features, such as Address Verification Service (AVS), help verify street
numbers before the merchandise is shipped. CVC2 (MasterCard) and CVV2 (Visa) are
new card verification
and validation methods designed to minimize Internet and mail order/telephone order fraud. These
methods allow greater security when merchants process transactions where the customer's credit card
is not present, and they are some of the security measures available that can help you prevent
fraudulent credit card purchases and save your business money.
Cardservice addresses the key issues of both traditional and Internet merchants,
including fraud, loss prevention and charge backs.
The company's state-of-the-art security measures—including its LinkPoint Secure Payment Gateway,
which uses encryption and Secure Sockets Layer (SSL) technology—protect all merchant and payment
Retail & Contractor Merchant Accounts
Bank & Credit Union Merchant Accounts
450 N. Sam Houston Parkway Ste. 273
Houston, Texas 77060-3551
Ph: 800-948-6457 ext. 18
These materials were prepared by Ignite Payments US an independent sales agent for Ignite Payments, LLC.
All trademarks, service marks and trade names referenced in this material are the property of their respective owners.
Ignite Payments, LLC. is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA. Ignite Payments, LLC is a registered
ISO of Deutsche Bank, USA, New York, NY. American Express requires separate approval.
450 N. Sam Houston Parkway Suite 273
Houston, Texas 77060-3551
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